1. Focusing only on the purchase price
Plan for the down payment, closing costs, property taxes, insurance, utilities, moving expenses and ongoing maintenance. A comfortable monthly budget matters just as much as a purchase price.
2. Not understanding representation and fees
Before working with a real estate brokerage, understand the services offered, the representation agreement and how brokerage fees are calculated and paid. A seller may cover some or all of a buyer's brokerage fees, but that is not guaranteed. I'll explain the arrangements that apply before you sign an agreement.
3. Rushing past due diligence
Consider the home's condition, disclosures and any appropriate inspections or professional assessments. Offer conditions can provide protections, and waiving them involves risks that should be understood before making a decision.
4. Letting emotion replace a clear strategy
An attractive home can make it tempting to move quickly. Review comparable sales, the home's condition, competition and terms before deciding what to offer.
5. Making major financial changes before closing
New loans, significant purchases or employment changes can affect financing. Stay in contact with your mortgage professional until the transaction closes and ask before making changes that could affect your approval.
My role is to help you understand your options, prepare a thoughtful offer and feel confident about each decision along the way.
This page is general educational information, not individualized mortgage, legal, inspection or financial advice. Consult the relevant qualified professional for decisions specific to your circumstances.
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CENTURY 21 First Canadian Corp. Brokerage
INFO & SERVICES
CENTURY 21 First Canadian Corp. Brokerage
420 York Street, London, ON N6B1R1
(519) 673-3390
INFO & SERVICES
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